Tymebank Credit Card
One of the fast growing digital banks in South Africa is offering the best product to their customers, TymeBank Credit Card.
The TymeBank credit card is little enough to fit in your wallet yet strong enough to make a difference in your life when you need it.
TymeBank, one of the digital banks with the fastest pace of growth in the world, has formally launched its first credit card in response to steadfast client demand.
This happens as the bank continues to expand its selection of products to meet different financial needs and stages of life.
“The launch of the TymeBank CreditCard is a key milestone in their expansion phase and is in keeping with their mission to extend our customer profile by drawing new clients from the medium and higher middle-income categories,” says TymeBank CEO Tauriq Keraan.
Although the card has been in the works for some time, scheduling received a lot of attention, particularly in view of the challenging consumer scenario.
A credit card is a secure and useful way to pay that may help your lifestyle and financial status as long as it is used responsibly.
TymeBank will guarantee that cardholders have access to all the data they need to manage their debt and take full use of their credit card.
TymeBank CreditCard by RCS
The well-known consumer finance company and registered credit provider RCS has partnered with TymeBank to provide the globally recognized TymeBank Visa credit card.”
The new TymeBank CreditCard, which provides customers with benefits and access to credit through enhanced digital solutions, is something we are happy to present in partnership with TymeBank.
Regan Adams, chief executive officer of RCS, “Through innovative product offerings, we are committed to improving customer lifestyles, with the entire strategy aimed at targeting new client groups.
TymeBank has previously made a lending market entry.
With the bank’s MoreTymeTM Buy Now Pay Later option, qualifying customers can buy a retail item by paying only 50% of the entire price up front, with the remaining balance spread out over a 30- or 60-day period, all without any fees or interest.
About Tymebank’s Visa Credit Card
How can I get approved for a TymeBank credit card?
To be eligible for a TymeBank Credit Card, applicants must be 18 years of age or older, employed, and making R3000 or more per month.
They also need a functioning South African bank account and a government-issued photo ID or driver’s license.
Tymbank Credit Cards Fees
| Pricing Schedule | Fees |
|---|---|
| Secondary Cards | Free |
| First Card Replacement Fee (lost/stolen) | Free |
| Credit Card Purchases | Free |
| Card Courier Fee (*discretionary fee of R200 for repeated non delivery) | Free |
| SMS Notifications | Free |
| Initiation Fee (once-off) | R160.00 |
| Monthly Service Fee | R40.00 |
| Statement Copy Fee | R5.50 (*where applicable) |
| Late Payment Fee | R100.00 |
| Overseas Purchases | 2% on Rand Value |
| Customer Protection Insurance (CPI) *Optional | R4.50 (per R1 000 of your outstanding balance) |
At more than 29 million merchant locations worldwide, both online and in-person, the slim TymeBank tap-and-go credit card may be used to make local and international purchases.
Earn 4X Smart Shopper Points
When you pay with your TymeBank Credit Card at Pick n Pay.
TymeBank’s Credit Card is small enough to fit in your pocket but powerful enough to improve your life when you need it, including pay-as-you-go and budget capabilities that enable you pay off larger purchases.
For the duration of 2022, if you apply for and are granted a TymeBank credit card, you can accrue 4X points.
Benefits
- When you use your TymeBank credit card to swipe and pay at Pick n Pay, you’ll accrue 4X Smart Shopper points.
- Not just at Pick & Pay locations, but anywhere you purchase, you may earn Smart Shopper points!
- Not just at Pick & Pay locations, but anywhere you purchase, you may earn Smart Shopper points!
- When you pay your whole outstanding debt on time each month, you can receive up to 55 days of interest-free shopping.
- Free delivery of your first customized credit card is provided to your door.
- Use the budget feature on your credit card to spread out payments for purchases of R200 or more over 24 or 36 months.
How to Earn 4X Smart Shopper Points?
Twice swipe your TymeBank card.
Once as your payment card and once as your Smart Shopper card.
What Do I Need To Apply?
- Be 18 years or older.
- A valid SA Identity document or driver’s licence.
- Your latest payslip(s) or bank statement(s).
How Do I Apply?
You are able to apply as fast as today!
All you need to do is visit www.tymebank.co.za and apply online, through the TymeBank app or contact TymeBank help centre at 0861 007 250.
